Wherever you are, whenever you want, a Debit Card allows you to access your funds to make purchases as well as a host of other transactions, without having to carry cash.

• Is the Debit card free of charge?
Yes, except for replacement cards.

• Can it be used other than on SBM ATMs?
Yes, on any ATM or POS machine worldwide displaying the Visa/MasterCard logo. However, if used on non SBM ATMs an interbank fee is payable.

• Can it be used if no balance is available in the account?
No, unless there is an overdraft limit on a current account.