A transaction account accessible to all customers comprising of a special package of features and benefits to suit the everyday requirements of our customers.

Target Market:
To provide individual customers (both salaried and non-salaried) with an account to be used exclusively to conduct their day-to-day transactions.

- What is the SBM All-In-One Account?

• Open to all individual customers (both salaried and non salaried)
• No minimum opening balance required (except for non salaried customers who will be required to open the account with Rs1,000 minimum)
• Debit Card / Free Internet Banking / SMS TopUp/ Mobile Banking
• Free Standing Order [To SBM accounts only]
• Cheque Book Facility
• Overdraft Facility
• Credit Card Available
• Interest calculated on the daily balance and paid on a monthly basis [Normal Savings Rate apply]

- What is the minimum Interest Earning balance?

The minimum interest earning balance is Rs10, 000.

- Are all customers who open an All-In-one account automatically eligible for a Cheque Book?

No. Only those customers with a minimum salary of Rs 25,000 and whose salary is credited to the account are eligible for a cheque book.

- Is the Credit Card and the Overdraft Facility automatically available upon account opening?

Overdraft Facility and Credit Card can be availed upon request as per existing terms and conditions of the bank.